Zinis Lab partners with national reference laboratories (such as Quest Diagnostics and Labcorp) and local regional labs to offer discounted rates to patients who pay out-of-pocket. By removing the administrative hassle of insurance billing—which often involves negotiating rates, processing claims, and waiting for reimbursements—Zinis passes the savings directly to the patient.
Not necessarily. Here is the reality of modern health insurance deductibles. If you have a , you might pay $4,000 out-of-pocket before insurance covers anything. Using your insurance for a $500 lab test means you pay the full $500 (applied to your deductible). Using Zinis for the same test costs you $45. zinis lab test rates
If you have not met your deductible for the year, zinis lab test rates are almost always cheaper than your "insurance negotiated rate" because there is no deductible to satisfy. Here is the reality of modern health insurance deductibles
The facility serves as a "one-stop" shop for diagnostics, offering: Using Zinis for the same test costs you $45
The test is for personal wellness/screening and lacks a physician-issued medical necessity letter. Taking the Next Step
Below is a breakdown of common lab tests and their estimated Zinis rates compared to hospital retail rates.